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i was i'm delighted but at the same time uh usually
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a shocked uh when manuel oscar show hands uh earlier on
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a in a in the morning and and there were
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several of us not that many we put our hands up in the private sector but i think before
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and i will start my token and uh it would be wonderful to see more private sector
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involvement and and clearly asking raising the issue yeah is very important uh to see that
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there is a role for the private sector to play uh i think it's uh it's vital that that teasing coverage to and hopefully
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uh the next time we meet whether that's next month or next year the maybe some additional
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a private sector attendees i certainly hope so thank you very much leaf uh inviting i think it's
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uh important uh given that there are so few private sector place here today it to actually share a little bit
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at for the first minister to uh as to why most got is here what most decode actually does
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many of you may have one in your wallets please don't stop using them um
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but at the same time that really is a a very limiting definition of what
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mastercard is it's not a card company it's very much a a technology company
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uh and possibly technology that we're actually able to
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implement in humanitarian sector feeds from the development
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of local business which inevitably is trying to find additional ways to see the needs
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uh and demands of the of the population citizens around the globe
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this to remain a the figure varies but it hovers around two billion
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who uh citizens around the world who remained on blanked uh what least under
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banked uh by which i mean have very limited access to financial services
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and what about goals obviously is to try and ensure that we have a role
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to play in encouraging that uh and technology has a part to play
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uh we do believe that we have a responsibility to use our technology is as a force for good
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uh it is however important to recognise now i think this is something that gradually
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is seeping through a into the consciousness uh that it is a commercial operation
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uh i'll say that once all we do have to make a profit
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and private sectors cannot thrive cannot sustain their involvement in humanitarian activity
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uh unless there is profit unless there is a commercial operation that's said
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we are in a position on a very strong position uh a fortunate position that we do
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have separate uh entities within mastercard uh that are able to focus on humanitarian activity
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uh so we have the centre for inclusive growth that we have humanity benches which is annually a
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big um half a billion pound a half a
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billion dollar funded organisation focusing purely on ensuring
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that the core activity of ma stick out based on the technology is applicable
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to the humanitarian sector uh and to build links with humanitarian organisations
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uh we do have significant links with governments with n. g. o.s uh with donors
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uh and in many cases those links are increasingly important to the work that we do
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that said we still obviously have to ensure that we have a what
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we call a blended approach a to a gem humanitarian aid
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that part of it is the top technology point is operations part of it is expertise uh and
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food leadership exception that but it was made in that we're in a position to use
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uh if you like the ah skill or knowledge of technology or experience
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uh to provide solutions for apartments challenges and that's ultimately what we're trying to do
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is to provide solutions uh and where we're in a position to respond
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to those needs a then we're able to develop solutions specifically
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uh it's no use there is no point us developing solutions which may
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well be applicable uh in the western world in the developed world
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for the manuals uh who actually have got significant uh understanding keen this and at
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adaptability to new technology if they're not applicable to the situations that so
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was my time up but not have much more to get uh where was uh uh uh technology
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the technology and that said uh you know the the idea of a
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prime that straight away in humanitarian uh arenas it just is
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not appropriate so what we have to do is listen to understand what the needs are of that he manages a humanitarian place
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uh such as yourselves uh and a little products that are based on that
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a recent one which actually does go back a euro true now
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uh it's it's not immediately uh up to date uh uh and
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uh the leading tech age technology is master card eight
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uh another most got a net work is essentially that for deployment in those
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areas where there is no network uh and uh and of services
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that would allow such additional payment system to operate so it's very much involved in the local merchants
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it involves a an off line interface it involves close luke also went into that diesel
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uh but essentially means that uh recipients can actually
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choose and select items uh using a card
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using a a graphic interface that can actually point uh
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and identify their needs a on a tablet
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uh and using the it that much is themselves to been involved and you are signed up to the scheme
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replicates very similarly uh the idea of actually using cards as cash
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so it enables us to have a response particularly weather is uh in the median age
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and whether our uh goods and services goods unkind robin cash
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it allows us to actually deploy very quickly now we've been working with
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the i. r. c. with say the children with that world vision
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uh and that must accommodate network has been deployed in over half a dozen markets yemen philippines
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nigeria a huge yeah ethiopia uh and we would like to see more that continuing
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but it is a very specific response technology to knee rather than
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us going in developing technology that that may not be applicable
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and challenges still exist and i want again just to sort of reach right that there are significant challenges
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uh as intruder mentioned in fact i was very grateful that uh under the mention
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'cause it means that i can spend less time on the but the reason
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considerable amounts of uh effort needed intensive collaboration that allows
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the private sector then to deal with uh
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smaller numbers fewer processes fuel individual challenges
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uh around the world now we're not saying that one a
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one size fits all one deployment fits every single opportunity
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exactly the right tools for every single uh uh eventuality but the
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idea that there should be an can be much greater collaboration
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between the humanitarian ends at between the government's between you and yours
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exception would be a huge huge huge benefit to us
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our core business was to go on developing tools uh and if my own particular
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area in terms of europe uh is developing tools that are useful for
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everything from car parking to disability access a humanitarian uh
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eight as far as uh your 'cause concern certainly
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is very much more focused on refugees and refugee deployment and that is much more focused on
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uh again uh as and when i mentioned a large scale you
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know h. c. l. programs that deploy a cash into turkey
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that said there are significant additional technological uh opportunities maybe
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interesting that they will be mention already this morning which is a which is uh just as well um early enough otherwise people have nothing
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left to talk about by the end of the day but the technology
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we've actually working very closely on sydney does involve by metrics
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uh identification of those who are entitled to aid
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uh oh this is not our responsibility we will respond uh and under the age where applicable
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to those who have been deemed appropriate and for those who have the the authorisation however
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when it comes down to buy metrics we we have deployed and we already have
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for example cots that actually do rely on by magic uh uh of education
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so you would take i would demonstrate um got one here but you take your
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college you would normal standard a card with an additional by magic chip
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once those by magic each other been added at the point of verification at the point of identification
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back she then is processed and that then becomes your validation for any payments that
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you may make either in terms of cashing out as an h. t. m.
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all in terms of much and uh spending as well so you would place your thumb literally on the chip
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and that then validates not only who you are who you should be uh but also
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slightly more colour bipolar joyous but actually ensuring that there is proof of life
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because inevitably a and this is particularly the case uh
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in some or applications that you tried so far
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can take several months if not longer for uh the the right to funds
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to be close down to somebody who has died uh and whilst again it's not up to
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the present topic but the whole family detail can be entered on to that chip
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uh the series of chips these days that are being developed by caught
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manufactures will allow such a huge amount of data to go on
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uh so family details ages special needs that we spoken early this morning about the need to have
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uh all of those individual needs met and that then allows for particular targeting benefits
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so using a biometric caught not just registering by magically
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details to have a national identity program but actually
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following that through logically to have a by magically a will for eyes
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caught will ensure that benefits uh going to the right people
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a couple more that were actually involving increasingly involving in in terms of of
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a technology and trends in fact uh i did hear that you mention
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that the work you are coded so they're uh uh q. okay it's for those of the i'm sure because what you okay it is
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uh but actually ensuring that eight not only benefits the individual
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but also recognises that there are significant opportunities
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by encouraging uh refugees and migrants to
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return to the sorts of businesses that they had uh when they're in a row countries of origin
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they can be a huge benefit to the host nations at they can actually start micro businesses
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uh they can start an integrated with existing businesses they can employ people
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not just members of the family but members outside that as well
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q. okay this is a simple way using mobile technology as well to ensure the merchant can accept payments
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and so rather than actually having a a costly then of that cost to
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build a costly card reader uh they can actually have simply a stick
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of one seven rolled once it had the sticky uh produced with a
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a barcode at your code uh and that will then enable individuals
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whether they are refugees whether they are short term or long term
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to have the ability to actually go and buy products
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from the actions it encourages merchants to sign up uh and it's the technology again that is actually increasing the common
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uh it also allows has a a pot of master card with issuing backs
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to look more closely at micro credit for example and was these are not necessarily
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revolutionary technologies they on new trends that are actually increasingly important to ensure
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small independent micro merchants they maybe just coffee shops the maybe seems just as the maybe
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had just as the maybe whatever in a previous slide but it allows them to return to that role and allows
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him to accept funds uh in the manner but they are big big given that which may well be electronically
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uh i'm trying to ensure that that uh something that benefits must have
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both the host nation and the individual uh recipients as well
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uh increasingly a new t. v. and you'll be glad to hear increasingly uh particularly in europe
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and that will then set the trend for around the world in asia and africa
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a financial legislation uh and now i i won't bore you with uh i don't keep you wait
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whether that's b. s. d. two with its basel three there are number of financial services regulations
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which last increasing the level of regatta and the level of control
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also lower the barriers to entry for financial operators and financial services
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and this i think would actually ensure not only the costs come
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down uh and i've heard figures is of a a
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quite rightly or a seven percent being raised a as a
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ludicrous forget that for processing and payment uh um
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but actually will have the costs come down berries twenty to reduce and new technologies to be more responsive
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uh whilst with the best within the well with nothing comes down and hits me from above mastercard is a large organisation
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there are significant number of uh of possibly nimbus more organisations uh who i can
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see in the future uh my crystal ball also is quite cloudy uh
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coming into the for a a a and actually working to to develop a solutions for you
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uh and again the the whole uh area is actually looking for solutions to support
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uh my last point really really relates again to something that has
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been mentioned before but increasingly uh increasing advances in data analysis
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now we could in kind and even with cash cash that i'm not sure if that's actually a
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thing uh as opposed electronic cash uh it's very difficult in fact if not impossible to measure
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we uh uh the impact and effect efficacy inefficiency all of those disbursements
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increasingly as payment some made electronically and and for us again
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it doesn't matter were involved in all of these
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areas whether it's digital whether it's three mobile phone payments
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whether it's three cards with us through electronic transfers
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uh we we have a hand to supporting all of those areas uh but
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the ability to actually have not only the collection of data but importantly
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the analysis and insight from that data uh will ensure that day that
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it that it is going to the right how to write people
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for the right and the time uh and is directed again at those organisations
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that can support best um in terms of targeting uh i mentioned earlier
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the the the value is ensuring targeting but importantly for joan is the government's is also
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in terms of the efficiency the impact uh of those uh of those disbursements
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uh and not least the ability to audit uh appropriately not sure of that money spent is money well spent
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um i think that's probably uh about it at this stage uh i'm obviously happy to answer
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any questions uh but in terms of technology i would say again as a final somehow
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we oh there and we are prepared and we always looking at building technology
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at but it does tend and this is unusual i suspect at for
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private company uh to be more reactive unresponsive to your needs
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clearly that needs more dialogue clearly that needs us to be
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a involved uninvited uh and to help on the stand
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help us understand where those challenges are so that we can come up
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with things that relate specifically to your needs with that is
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uh whether in a network or services whether it's in reducing
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the prices they're costing remittances a little there's there is
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that can be done we are working fine advance when looking
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up even working alongside a lot chain adoption mentioned earlier
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this morning channel to block changes that it's actually it does need a a network to support which is always gonna render
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um selectively useful uh but at the same time it operates on the de centralise white
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uh and so the the potential he job applications for that as
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well uh and were involved and discussing those opportunities to
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uh so thank you very much indeed uh uh again not much uh in
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the way of a radical new gizmos that acts as a word
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the the understands radical new uh gizmos that people might see
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but clearly at the development of technology as a technology company
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uh is at the forefront of what we do hopefully we're in a position to

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Conference program

Opening
Nigel Timmins, Humanitarian Director, Oxfam International and Chair of CaLP Board
28 June 2017 · 9:09 a.m.
Formal Welcome
Manuel Bessler, Assistant Director General and Head of Humanitarian Aid Department, SDC
28 June 2017 · 9:48 a.m.
Looking to the future : Panel introduction
Christina Bennett, Head of the Humanitarian Policy Group, ODI
28 June 2017 · 9:56 a.m.
Looking to the future: Social Cash Transfer in Response to Ebola in Liberia
Gabriel Fernandez, National Social Protection Coordinator, Liberian Government
28 June 2017 · 9:56 a.m.
Looking to the future : MasterCard perspective
Ian Taylor, Vice President, Business Development, Government & Public Sector, MasterCard
28 June 2017 · 10:12 a.m.
Looking to the future : International Relations perspective
Jennifer Welsh, Professor and Chair in International Relations, European University Institute and Senior Research Fellow, Somerville College, University of Oxford
28 June 2017 · 10:30 a.m.
Q&A - Looking to the future
Panel
28 June 2017 · 10:37 a.m.
Operational Modalities : Panel introduction
Ben Parker, Senior Editor, IRIN
28 June 2017 · 11:08 a.m.
Operational Modalities : Sri Lanka experience
Sithamparapillai Amalanathan, Secretary, Ministry of Disaster Management, Sri Lanka
28 June 2017 · 11:10 a.m.
Operational Modalities : Turkish experience
Orhan Hac?mehmet and Jonathan Campbell, Resp: Coordinator Of Kizilaykart Cash Based Assistance Programmes, Turkish Red Crescent - Deputy Country Director, WFP, Turkey
28 June 2017 · 11:21 a.m.
Operational Modalities : Zimbabwe experience
Abel. S. Whande, Team Leader, Cash Transfer Program, Care International in Zimbabwe
28 June 2017 · 11:36 a.m.
Operational Modalities : UNHCR experience
Waheed Lor-Mehdiabadi, Chief of Cash-Based Interventions, UNHCR
28 June 2017 · 11:45 a.m.
Q&A - Operational Modalities
Panel
28 June 2017 · 12:01 p.m.
Scaling Up Cash In East Africa : Panel introduction
Christina Bennett, Head of the Humanitarian Policy Group, ODI
28 June 2017 · 1:32 p.m.
Scaling up Cash in East Africa: Nisar Majid
Nisar Majid, Independent Researcher, Consultant and Visiting Fellow, Feinstein International Centre, Tufts University
28 June 2017 · 1:32 p.m.
Scaling Up Cash In East Africa : ADESO perspective
Deqa Saleh, Cash and Social Protection Advisor, ADESO
28 June 2017 · 1:46 p.m.
Scaling Up Cash In East Africa : WFP perspective
Ernesto Gonzalez, Regional Advisor for cash-based programmes, WFP Bureau for Central and Eastern Africa
28 June 2017 · 1:52 p.m.
Scaling Up Cash In East Africa : Relief International perspective
Alex Gray, Global Humanitarian Director for Relief International
28 June 2017 · 1:58 p.m.
Cash Barometer and community perspectives of CTP in Afghanistan
Elias Sagmiester, Programme Manager, Ground Truth Solutions
28 June 2017 · 2:35 p.m.
First long-term trial of a Universal Basic Income, Kenya
Joanna Macrae, Director, European Partnerships, GiveDirectly
28 June 2017 · 2:44 p.m.
Changing from a pipeline to a platform
Paula Gil Baizan, Global Humanitarian Director Cash-Based Programming, World Vision International
28 June 2017 · 2:51 p.m.
Grand Bargain and GHD cash work streams
Emily Henderson, Humanitarian Adviser, DFID
28 June 2017 · 3:02 p.m.
Donor Perspectives : Panel introduction
Thabani Maphosa, Vice President for Food Assistance, World Vision International, World Vision US
28 June 2017 · 3:39 p.m.
Donor Perspectives : ECHO vision
Androulla Kaminara, Director, DG ECHO
28 June 2017 · 3:42 p.m.
Donor Perspectives : Office of Policy and Resources Planning's vision
Paula Reed Lynch, Director, Office of Policy and Resources Planning, Bureau of Population, Refugees, and Migration
28 June 2017 · 3:49 p.m.
Donor Perspectives : Norway vision
Ingunn Vatne, Minister Counsellor and Head of the Humanitarian team, Permanent Mission of Norway in Geneva
28 June 2017 · 3:58 p.m.
Donor Perspectives : DFID vision
Patrick Saez, Senior Adviser, Humanitarian Policy and Partnerships, DFID, UK
28 June 2017 · 4:08 p.m.
Donor Perspectives : Centre for Global Development vision
Jeremy Konyndyk, Senior Policy Fellow, Centre for Global Development
28 June 2017 · 4:22 p.m.
Q&A - Donor Perspectives
Panel
28 June 2017 · 4:39 p.m.
Closing Remarks
Alex Jacobs, Director, CaLP
28 June 2017 · 5:27 p.m.

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