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i was i'm delighted but at the same time uh usually
a shocked uh when manuel oscar show hands uh earlier on
a in a in the morning and and there were
several of us not that many we put our hands up in the private sector but i think before
and i will start my token and uh it would be wonderful to see more private sector
involvement and and clearly asking raising the issue yeah is very important uh to see that
there is a role for the private sector to play uh i think it's uh it's vital that that teasing coverage to and hopefully
uh the next time we meet whether that's next month or next year the maybe some additional
a private sector attendees i certainly hope so thank you very much leaf uh inviting i think it's
uh important uh given that there are so few private sector place here today it to actually share a little bit
at for the first minister to uh as to why most got is here what most decode actually does
many of you may have one in your wallets please don't stop using them um
but at the same time that really is a a very limiting definition of what
mastercard is it's not a card company it's very much a a technology company
uh and possibly technology that we're actually able to
implement in humanitarian sector feeds from the development
of local business which inevitably is trying to find additional ways to see the needs
uh and demands of the of the population citizens around the globe
this to remain a the figure varies but it hovers around two billion
who uh citizens around the world who remained on blanked uh what least under
banked uh by which i mean have very limited access to financial services
and what about goals obviously is to try and ensure that we have a role
to play in encouraging that uh and technology has a part to play
uh we do believe that we have a responsibility to use our technology is as a force for good
uh it is however important to recognise now i think this is something that gradually
is seeping through a into the consciousness uh that it is a commercial operation
uh i'll say that once all we do have to make a profit
and private sectors cannot thrive cannot sustain their involvement in humanitarian activity
uh unless there is profit unless there is a commercial operation that's said
we are in a position on a very strong position uh a fortunate position that we do
have separate uh entities within mastercard uh that are able to focus on humanitarian activity
uh so we have the centre for inclusive growth that we have humanity benches which is annually a
big um half a billion pound a half a
billion dollar funded organisation focusing purely on ensuring
that the core activity of ma stick out based on the technology is applicable
to the humanitarian sector uh and to build links with humanitarian organisations
uh we do have significant links with governments with n. g. o.s uh with donors
uh and in many cases those links are increasingly important to the work that we do
that said we still obviously have to ensure that we have a what
we call a blended approach a to a gem humanitarian aid
that part of it is the top technology point is operations part of it is expertise uh and
food leadership exception that but it was made in that we're in a position to use
uh if you like the ah skill or knowledge of technology or experience
uh to provide solutions for apartments challenges and that's ultimately what we're trying to do
is to provide solutions uh and where we're in a position to respond
to those needs a then we're able to develop solutions specifically
uh it's no use there is no point us developing solutions which may
well be applicable uh in the western world in the developed world
for the manuals uh who actually have got significant uh understanding keen this and at
adaptability to new technology if they're not applicable to the situations that so
was my time up but not have much more to get uh where was uh uh uh technology
the technology and that said uh you know the the idea of a
prime that straight away in humanitarian uh arenas it just is
not appropriate so what we have to do is listen to understand what the needs are of that he manages a humanitarian place
uh such as yourselves uh and a little products that are based on that
a recent one which actually does go back a euro true now
uh it's it's not immediately uh up to date uh uh and
uh the leading tech age technology is master card eight
uh another most got a net work is essentially that for deployment in those
areas where there is no network uh and uh and of services
that would allow such additional payment system to operate so it's very much involved in the local merchants
it involves a an off line interface it involves close luke also went into that diesel
uh but essentially means that uh recipients can actually
choose and select items uh using a card
using a a graphic interface that can actually point uh
and identify their needs a on a tablet
uh and using the it that much is themselves to been involved and you are signed up to the scheme
replicates very similarly uh the idea of actually using cards as cash
so it enables us to have a response particularly weather is uh in the median age
and whether our uh goods and services goods unkind robin cash
it allows us to actually deploy very quickly now we've been working with
the i. r. c. with say the children with that world vision
uh and that must accommodate network has been deployed in over half a dozen markets yemen philippines
nigeria a huge yeah ethiopia uh and we would like to see more that continuing
but it is a very specific response technology to knee rather than
us going in developing technology that that may not be applicable
and challenges still exist and i want again just to sort of reach right that there are significant challenges
uh as intruder mentioned in fact i was very grateful that uh under the mention
'cause it means that i can spend less time on the but the reason
considerable amounts of uh effort needed intensive collaboration that allows
the private sector then to deal with uh
smaller numbers fewer processes fuel individual challenges
uh around the world now we're not saying that one a
one size fits all one deployment fits every single opportunity
exactly the right tools for every single uh uh eventuality but the
idea that there should be an can be much greater collaboration
between the humanitarian ends at between the government's between you and yours
exception would be a huge huge huge benefit to us
our core business was to go on developing tools uh and if my own particular
area in terms of europe uh is developing tools that are useful for
everything from car parking to disability access a humanitarian uh
eight as far as uh your 'cause concern certainly
is very much more focused on refugees and refugee deployment and that is much more focused on
uh again uh as and when i mentioned a large scale you
know h. c. l. programs that deploy a cash into turkey
that said there are significant additional technological uh opportunities maybe
interesting that they will be mention already this morning which is a which is uh just as well um early enough otherwise people have nothing
left to talk about by the end of the day but the technology
we've actually working very closely on sydney does involve by metrics
uh identification of those who are entitled to aid
uh oh this is not our responsibility we will respond uh and under the age where applicable
to those who have been deemed appropriate and for those who have the the authorisation however
when it comes down to buy metrics we we have deployed and we already have
for example cots that actually do rely on by magic uh uh of education
so you would take i would demonstrate um got one here but you take your
college you would normal standard a card with an additional by magic chip
once those by magic each other been added at the point of verification at the point of identification
back she then is processed and that then becomes your validation for any payments that
you may make either in terms of cashing out as an h. t. m.
all in terms of much and uh spending as well so you would place your thumb literally on the chip
and that then validates not only who you are who you should be uh but also
slightly more colour bipolar joyous but actually ensuring that there is proof of life
because inevitably a and this is particularly the case uh
in some or applications that you tried so far
can take several months if not longer for uh the the right to funds
to be close down to somebody who has died uh and whilst again it's not up to
the present topic but the whole family detail can be entered on to that chip
uh the series of chips these days that are being developed by caught
manufactures will allow such a huge amount of data to go on
uh so family details ages special needs that we spoken early this morning about the need to have
uh all of those individual needs met and that then allows for particular targeting benefits
so using a biometric caught not just registering by magically
details to have a national identity program but actually
following that through logically to have a by magically a will for eyes
caught will ensure that benefits uh going to the right people
a couple more that were actually involving increasingly involving in in terms of of
a technology and trends in fact uh i did hear that you mention
that the work you are coded so they're uh uh q. okay it's for those of the i'm sure because what you okay it is
uh but actually ensuring that eight not only benefits the individual
but also recognises that there are significant opportunities
by encouraging uh refugees and migrants to
return to the sorts of businesses that they had uh when they're in a row countries of origin
they can be a huge benefit to the host nations at they can actually start micro businesses
uh they can start an integrated with existing businesses they can employ people
not just members of the family but members outside that as well
q. okay this is a simple way using mobile technology as well to ensure the merchant can accept payments
and so rather than actually having a a costly then of that cost to
build a costly card reader uh they can actually have simply a stick
of one seven rolled once it had the sticky uh produced with a
a barcode at your code uh and that will then enable individuals
whether they are refugees whether they are short term or long term
to have the ability to actually go and buy products
from the actions it encourages merchants to sign up uh and it's the technology again that is actually increasing the common
uh it also allows has a a pot of master card with issuing backs
to look more closely at micro credit for example and was these are not necessarily
revolutionary technologies they on new trends that are actually increasingly important to ensure
small independent micro merchants they maybe just coffee shops the maybe seems just as the maybe
had just as the maybe whatever in a previous slide but it allows them to return to that role and allows
him to accept funds uh in the manner but they are big big given that which may well be electronically
uh i'm trying to ensure that that uh something that benefits must have
both the host nation and the individual uh recipients as well
uh increasingly a new t. v. and you'll be glad to hear increasingly uh particularly in europe
and that will then set the trend for around the world in asia and africa
a financial legislation uh and now i i won't bore you with uh i don't keep you wait
whether that's b. s. d. two with its basel three there are number of financial services regulations
which last increasing the level of regatta and the level of control
also lower the barriers to entry for financial operators and financial services
and this i think would actually ensure not only the costs come
down uh and i've heard figures is of a a
quite rightly or a seven percent being raised a as a
ludicrous forget that for processing and payment uh um
but actually will have the costs come down berries twenty to reduce and new technologies to be more responsive
uh whilst with the best within the well with nothing comes down and hits me from above mastercard is a large organisation
there are significant number of uh of possibly nimbus more organisations uh who i can
see in the future uh my crystal ball also is quite cloudy uh
coming into the for a a a and actually working to to develop a solutions for you
uh and again the the whole uh area is actually looking for solutions to support
uh my last point really really relates again to something that has
been mentioned before but increasingly uh increasing advances in data analysis
now we could in kind and even with cash cash that i'm not sure if that's actually a
thing uh as opposed electronic cash uh it's very difficult in fact if not impossible to measure
we uh uh the impact and effect efficacy inefficiency all of those disbursements
increasingly as payment some made electronically and and for us again
it doesn't matter were involved in all of these
areas whether it's digital whether it's three mobile phone payments
whether it's three cards with us through electronic transfers
uh we we have a hand to supporting all of those areas uh but
the ability to actually have not only the collection of data but importantly
the analysis and insight from that data uh will ensure that day that
it that it is going to the right how to write people
for the right and the time uh and is directed again at those organisations
that can support best um in terms of targeting uh i mentioned earlier
the the the value is ensuring targeting but importantly for joan is the government's is also
in terms of the efficiency the impact uh of those uh of those disbursements
uh and not least the ability to audit uh appropriately not sure of that money spent is money well spent
um i think that's probably uh about it at this stage uh i'm obviously happy to answer
any questions uh but in terms of technology i would say again as a final somehow
we oh there and we are prepared and we always looking at building technology
at but it does tend and this is unusual i suspect at for
private company uh to be more reactive unresponsive to your needs
clearly that needs more dialogue clearly that needs us to be
a involved uninvited uh and to help on the stand
help us understand where those challenges are so that we can come up
with things that relate specifically to your needs with that is
uh whether in a network or services whether it's in reducing
the prices they're costing remittances a little there's there is
that can be done we are working fine advance when looking
up even working alongside a lot chain adoption mentioned earlier
this morning channel to block changes that it's actually it does need a a network to support which is always gonna render
um selectively useful uh but at the same time it operates on the de centralise white
uh and so the the potential he job applications for that as
well uh and were involved and discussing those opportunities to
uh so thank you very much indeed uh uh again not much uh in
the way of a radical new gizmos that acts as a word
the the understands radical new uh gizmos that people might see
but clearly at the development of technology as a technology company
uh is at the forefront of what we do hopefully we're in a position to

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Conference program

Nigel Timmins, Humanitarian Director, Oxfam International and Chair of CaLP Board
28 June 2017 · 9:09 a.m.
Formal Welcome
Manuel Bessler, Assistant Director General and Head of Humanitarian Aid Department, SDC
28 June 2017 · 9:48 a.m.
Looking to the future : Panel introduction
Christina Bennett, Head of the Humanitarian Policy Group, ODI
28 June 2017 · 9:56 a.m.
Looking to the future: Social Cash Transfer in Response to Ebola in Liberia
Gabriel Fernandez, National Social Protection Coordinator, Liberian Government
28 June 2017 · 9:56 a.m.
Looking to the future : MasterCard perspective
Ian Taylor, Vice President, Business Development, Government & Public Sector, MasterCard
28 June 2017 · 10:12 a.m.
Looking to the future : International Relations perspective
Jennifer Welsh, Professor and Chair in International Relations, European University Institute and Senior Research Fellow, Somerville College, University of Oxford
28 June 2017 · 10:30 a.m.
Q&A - Looking to the future
28 June 2017 · 10:37 a.m.
Operational Modalities : Panel introduction
Ben Parker, Senior Editor, IRIN
28 June 2017 · 11:08 a.m.
Operational Modalities : Sri Lanka experience
Sithamparapillai Amalanathan, Secretary, Ministry of Disaster Management, Sri Lanka
28 June 2017 · 11:10 a.m.
Operational Modalities : Turkish experience
Orhan Hac?mehmet and Jonathan Campbell, Resp: Coordinator Of Kizilaykart Cash Based Assistance Programmes, Turkish Red Crescent - Deputy Country Director, WFP, Turkey
28 June 2017 · 11:21 a.m.
Operational Modalities : Zimbabwe experience
Abel. S. Whande, Team Leader, Cash Transfer Program, Care International in Zimbabwe
28 June 2017 · 11:36 a.m.
Operational Modalities : UNHCR experience
Waheed Lor-Mehdiabadi, Chief of Cash-Based Interventions, UNHCR
28 June 2017 · 11:45 a.m.
Q&A - Operational Modalities
28 June 2017 · 12:01 p.m.
Scaling Up Cash In East Africa : Panel introduction
Christina Bennett, Head of the Humanitarian Policy Group, ODI
28 June 2017 · 1:32 p.m.
Scaling up Cash in East Africa: Nisar Majid
Nisar Majid, Independent Researcher, Consultant and Visiting Fellow, Feinstein International Centre, Tufts University
28 June 2017 · 1:32 p.m.
Scaling Up Cash In East Africa : ADESO perspective
Deqa Saleh, Cash and Social Protection Advisor, ADESO
28 June 2017 · 1:46 p.m.
Scaling Up Cash In East Africa : WFP perspective
Ernesto Gonzalez, Regional Advisor for cash-based programmes, WFP Bureau for Central and Eastern Africa
28 June 2017 · 1:52 p.m.
Scaling Up Cash In East Africa : Relief International perspective
Alex Gray, Global Humanitarian Director for Relief International
28 June 2017 · 1:58 p.m.
Cash Barometer and community perspectives of CTP in Afghanistan
Elias Sagmiester, Programme Manager, Ground Truth Solutions
28 June 2017 · 2:35 p.m.
First long-term trial of a Universal Basic Income, Kenya
Joanna Macrae, Director, European Partnerships, GiveDirectly
28 June 2017 · 2:44 p.m.
Changing from a pipeline to a platform
Paula Gil Baizan, Global Humanitarian Director Cash-Based Programming, World Vision International
28 June 2017 · 2:51 p.m.
Grand Bargain and GHD cash work streams
Emily Henderson, Humanitarian Adviser, DFID
28 June 2017 · 3:02 p.m.
Donor Perspectives : Panel introduction
Thabani Maphosa, Vice President for Food Assistance, World Vision International, World Vision US
28 June 2017 · 3:39 p.m.
Donor Perspectives : ECHO vision
Androulla Kaminara, Director, DG ECHO
28 June 2017 · 3:42 p.m.
Donor Perspectives : Office of Policy and Resources Planning's vision
Paula Reed Lynch, Director, Office of Policy and Resources Planning, Bureau of Population, Refugees, and Migration
28 June 2017 · 3:49 p.m.
Donor Perspectives : Norway vision
Ingunn Vatne, Minister Counsellor and Head of the Humanitarian team, Permanent Mission of Norway in Geneva
28 June 2017 · 3:58 p.m.
Donor Perspectives : DFID vision
Patrick Saez, Senior Adviser, Humanitarian Policy and Partnerships, DFID, UK
28 June 2017 · 4:08 p.m.
Donor Perspectives : Centre for Global Development vision
Jeremy Konyndyk, Senior Policy Fellow, Centre for Global Development
28 June 2017 · 4:22 p.m.
Q&A - Donor Perspectives
28 June 2017 · 4:39 p.m.
Closing Remarks
Alex Jacobs, Director, CaLP
28 June 2017 · 5:27 p.m.